The agreement between theUniversità Campus Bio-Medico di Roma and Intesa Sanpaolo

"Per merito" is a flexible and convenient financing granted for merit to interested students without the need for any type of ancillary guarantee, to support study expenses.
The characteristics of the loan they are summarized below while for the contractual conditions, please refer to the information documents available at the disbursing institution.

The loan provides for the disbursement of annual tranches that allow students and their families to meet the payment of university installments for the academic year. 

The six-monthly installments of the loan facilitate the planning of the annual payments of university expenses, distributed in three different installments with fixed deadlines in the months of September, December and March from the University's Fees and Contributions Regulations at the beginning of each academic year.

The granting of the loan is subject to an assessment of the merit requirements requested and to the approval by the disbursing institution.

>> For assistance and support for the "Per merito" loan contact:

  • Emanuele Angotti - e-mail [email protected] - Phone 06 50641231/
    mobile +39 3381015556 (Intesa Sanpaolo-Trigoria branch)
  • Susanna Scorsoni - e-mail [email protected] - Phone 06 50641223/
    mobile +39 3397274167 (Intesa Sanpaolo-Trigoria branch)
Type of financingCredit opening
Maximum amount that can be financedVariable according to the course of study and the year of enrolment
Table 1 - lines of credit opened before September 2021
Table 1b - lines of credit opened starting from the a.y. 2021/2022
Students admittedStudents currently enrolled in Bachelor's and Master's degree programmes, research doctorates and specialization schools
Maximum duration of the disbursement periodVariable according to the course of study
Periodicity of disbursement installmentsHalf-year
>> Interest rate applied
ReturnThe repayment of the loan will take place according to an amortization plan with a duration, chosen by the student, up to a maximum of 30 years.
Requirements required for admission and maintenanceTable 2 - lines of credit opened before September 2021
Table 2b - lines of credit opened starting from the a.y. 2021/2022

Request method

www.permerito.it
Information and contractual conditionswww.permerito.it